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I agree to receive recurring RCS, SMS, and MMS messages from EmployReward Solutions, Inc. (“ERS”) regarding ERS employment-support and Ticket to Work services. Messages may include appointment reminders, service updates, requests to provide information through approved ERS channels, surveys, and other communications related to my ERS services. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent to messaging is not a condition of receiving ERS services. View the ERS Messaging Terms and Privacy Policy. Messages may be sent using an automated messaging system.

EmployReward Solutions Messaging Terms and Conditions

Effective Date: September 14, 2026

1. Program name
These Messaging Terms and Conditions govern the EmployReward Solutions Messaging Program, operated by EmployReward Solutions, Inc., also referred to as “EmployReward Solutions,” “ERS,” “we,” “us,” or “our.”

2. Program description
With your consent, ERS may send you communications through Rich Communication Services (“RCS”), Short Message Service (“SMS”), or Multimedia Messaging Service (“MMS”).

Messages may relate to:

• ERS employment-support and Ticket to Work services;
• Appointments, meetings, and reminders;
• Your participation in or receipt of ERS services;
• Requests that you provide documents or other information through approved ERS channels;
• Service, account, or case-status updates;
• Surveys and requests for feedback;
• ERS contact information or operating updates; and
• Other communications reasonably related to services you have requested from ERS.

ERS messaging is not an emergency notification service.

3. Consent to receive messages
By providing your mobile telephone number and affirmatively opting into the EmployReward Solutions Messaging Program, you authorize ERS and its messaging service providers to send RCS, SMS, or MMS messages to the number you provided.

Messages may be sent using an automated messaging system.

Your consent to receive messages is voluntary and is not a condition of receiving ERS services. You represent that you are the subscriber or customary user of the telephone number provided and that you are authorized to consent to messages at that number.

Please notify ERS if your telephone number changes or is reassigned.

4. Message frequency
Message frequency varies depending on your participation in ERS services, upcoming appointments, pending requests, and your interactions with ERS.

5. Message and data charges
Message and data rates may apply. ERS does not charge a separate fee for participation in the messaging program, but your wireless carrier may charge you under your mobile service plan.

Contact your wireless carrier with questions regarding your messaging or data plan.

6. Opting out
You may withdraw your consent and stop ERS messages at any time by replying STOP to an ERS message.

ERS will also recognize other reasonable communications that clearly express your desire to stop receiving messages. You may submit an opt-out request by contacting ERS at 1-888-322-9570 or erscds@employreward.com.

You may receive one final message confirming that your request has been processed. After opting out, you will not receive additional messages covered by your withdrawal unless you affirmatively opt in again.

Opting out of messaging does not prevent ERS from contacting you through other legally permitted methods when necessary to provide requested services, satisfy contractual or legal requirements, or respond to your communications.

7. Help and customer support
For assistance, reply HELP to an ERS message or contact:

EmployReward Solutions, Inc.
151 West Evans Street
Florence, South Carolina 29501
Telephone: 1-888-322-9570
Email: erscds@employreward.com

8. Sensitive information
Do not send Social Security numbers, bank or payment information, account passwords, login credentials, answers to security questions, or similarly sensitive information through RCS, SMS, or MMS.

ERS may direct you to an approved secure method when sensitive information or documentation is needed.

9. Availability and delivery
Message delivery is subject to the availability of RCS services, participating wireless carriers, compatible devices, network availability, and other factors outside ERS’s control.

An RCS message may be delivered as an SMS or MMS message when RCS is unavailable. ERS and participating carriers do not guarantee that every message will be delivered or delivered within a particular timeframe.

Wireless carriers are not responsible for delayed or undelivered messages.

ERS automatically limits sending to the hours of 9:00am to 8:00pm if we have the recipient’s time zone information. If we do not have the recipient’s time zone information, we schedule messages for delivery when it would be a valid time in all continental U.S. time zones (12:00 p.m. ET to 8:00 p.m. ET). All scheduled messages outside of permitted hours are automatically delayed until the next available sending window.

10. Privacy
ERS’s collection, use, retention, and disclosure of information associated with the messaging program are governed by the EmployReward Solutions Privacy Policy.

Mobile opt-in information and messaging consent will not be sold, rented, or shared with third parties or affiliates for their marketing or promotional purposes. Such information may be provided only to telecommunications carriers, messaging operators, platform providers, aggregators, and vendors that assist ERS in operating and supporting its messaging services, or when disclosure is required by law.

11. Changes to these terms
ERS may update these Messaging Terms when its services, messaging practices, technology, or legal obligations change. The revised terms will be posted with a new effective date.

Material changes will be communicated when required by law.

12. Contact information
Questions regarding these Messaging Terms may be directed to:

EmployReward Solutions, Inc.
151 West Evans Street
Florence, South Carolina 29501
Telephone: 1-888-322-9570
Email: erscds@employreward.com

Privacy Policy

Effective Date: August 13, 2026

1. Introduction and scope
EmployReward Solutions, Inc. (“EmployReward Solutions,” “ERS,” “Company,” “we,” “us,” or “our”) respects the privacy of the individuals we serve.

This Privacy Policy describes how we collect, use, disclose, retain, and protect personal information when you use or interact with:

• The ERS Mobile application;
• The ERS website, including employreward.com;
• ERS RCS, SMS, and MMS messaging services;
• ERS email, telephone, and electronic communications; and
• Other ERS services that reference this Privacy Policy.

This Privacy Policy is intended to describe ERS’s practices. It does not replace any additional privacy notice or authorization that may apply to a particular ERS service or program.

Many individuals ERS serves are referred through, and their information originates with, the Social Security Administration (“SSA”). ERS handles that beneficiary information as SSA’s contractor under the ERS Ticket Program Agreement, and that information is the property of SSA. ERS’s handling of beneficiary information is governed by Federal law, including the Privacy Act of 1974 and the Federal Information Security Management Act, and by applicable SSA privacy and security requirements. Where you contact ERS directly—for example, through our website—and provide information for ERS’s own purposes, ERS handles that information as described in this Privacy Policy.

ERS also uses text and email forms of communications. Please review our Messaging Terms for more information.

2. About ERS
EmployReward Solutions, Inc. is a national Employment Network contracted by the Social Security Administration under the Ticket to Work Program. ERS provides employment-support services to individuals who qualify for and participate in the Ticket to Work Program.

As an Employment Network, ERS maintains administrative, technical, and physical safeguards designed to protect beneficiary information in accordance with applicable legal requirements, the ERS Ticket Program Agreement, and applicable SSA privacy and security requirements.

3. Information we collect
Depending on how you interact with ERS, we may collect the following categories of information:

Information you provide directly

• First and last name;
• Mailing address;
• Email address;
• Telephone number;
• Account or registration information;
• Information submitted through ERS forms or applications;
• Communications and message content;
• Documents or information you provide in connection with ERS services;
• Employment-related information;
• Government-issued identifiers, Social Security benefit information, disability-related information, earnings information, and other sensitive information necessary to administer Ticket to Work or employment-support services, when applicable;
• Information relating to your participation in ERS or Ticket to Work services; and
• Requests, comments, survey responses, and customer-support information.

Information collected through messaging
When you communicate with ERS through RCS, SMS, or MMS, we may collect:

• Your telephone number;
• Your messaging opt-in and opt-out choices;
• The date, time, and source of your consent;
• Message content and responses;
• Message delivery and engagement information; and
• Information necessary to maintain messaging suppression and consent records.

Do not transmit Social Security numbers, financial account information, passwords, login credentials, or similarly sensitive information through RCS, SMS, or MMS. If ERS needs sensitive information or documentation, ERS will direct you to an approved secure method for providing it.

Information collected automatically
When you use our website or application, we or our service providers may automatically collect limited technical information, such as:

• Internet Protocol address;
• Browser and device type;
• Operating system;
• Application or website activity;
• Referring pages;
• Dates and times of access; and
• Cookie or similar technology identifiers.

4. Cookies and similar technologies
Our website and mobile app may use cookies, web beacons, and similar technologies to support site functionality, maintain security, understand usage, and improve the user experience. You may be able to control cookies through your browser or device settings; disabling certain cookies may limit functionality. More information about cookies and how they work is available at www.allaboutcookies.org.

5. How we use personal information
ERS may use personal information to:

• Provide and administer services you request;
• Communicate with you regarding your ERS services;
• Schedule and confirm appointments;
• Respond to questions and customer-support requests;
• Maintain accounts, service records, and participation records;
• Request or process information needed to provide employment-support services;
• Meet ERS’s obligations under its Ticket Program Agreement and other applicable agreements;
• Communicate with SSA, its program manager, or other authorized parties when permitted or required;
• Operate, maintain, secure, troubleshoot, and improve our website, application, and communications systems;
• Maintain records of consent, communication preferences, and opt-out requests;
• Detect, investigate, and prevent security incidents, fraud, misuse, or unlawful activity;
• Comply with applicable laws, regulations, contracts, audits, subpoenas, court orders, and governmental requests; and
• Carry out another purpose disclosed to you when the information is collected or with your consent.

ERS will not use messaging consent obtained for one stated purpose to send unrelated marketing messages without obtaining any additional consent required by law.

6. How we disclose personal information
ERS may disclose personal information in the following circumstances:

Service providers
We may disclose information to vendors and service providers that perform services for ERS, such as hosting, information technology, security, customer support, communications, mailing, data processing, and professional services.

These organizations may use the information only for authorized purposes and are required to protect it in accordance with their contractual and legal obligations.

The specific service providers ERS uses may change over time. This Policy describes the categories of service providers that may process personal information and the purposes for which ERS permits that processing.

Ticket to Work administration
When permitted or required, ERS may disclose relevant information to the Social Security Administration, its Ticket Program Manager, vocational rehabilitation agencies, authorized service partners, or other parties involved in administering or providing your requested Ticket to Work or employment-support services.

Legal and safety purposes
ERS may disclose information when it reasonably believes disclosure is necessary to:

• Comply with applicable law or legal process;
• Respond to a lawful governmental request;
• Protect the rights, safety, or property of ERS, the individuals we serve, or others;
• Investigate fraud, security incidents, or unlawful conduct; or
• Establish, exercise, or defend legal claims.

With your direction or consent
We may disclose information when you direct us to do so or provide consent for a particular disclosure.

Your choices about the sale and sharing of personal information
ERS does not sell personal information for monetary or other valuable consideration, and it does not share personal information for cross-context behavioral advertising, as those terms are defined under applicable state privacy law. We do not use or disclose sensitive personal information for purposes beyond those permitted under applicable law without providing any right to limit that use required by law.

7. Mobile information and messaging consent
ERS does not sell or rent mobile information, telephone numbers, messaging opt-in data, or messaging consent.

No mobile information will be shared with third parties or affiliates for their own marketing or promotional purposes.

Text and RCS messaging originator opt-in data and consent will not be shared with any third party except telecommunications carriers, messaging operators, platform providers, aggregators, and vendors that assist ERS in delivering, operating, securing, or supporting its messaging services, or when disclosure is required by law.

A service provider receiving this information may use it only to provide services to ERS and may not use it for its own marketing.

8. Your messaging choices
You may opt out of ERS RCS, SMS, or MMS messages at any time by replying STOP.

You may also communicate a clear request to stop messages by contacting ERS at 1-888-322-9570 or erscds@employreward.com. ERS will honor reasonable requests to withdraw messaging consent in accordance with applicable law.

Reply HELP for assistance.

Opting out of messaging does not prevent ERS from contacting you through other permitted channels when necessary to provide requested services or meet legal or contractual obligations.

9. Email choices
You may unsubscribe from promotional email communications by using the unsubscribe mechanism included in the message.

Unsubscribing from promotional email does not prevent ERS from sending nonpromotional communications relating to your account, requested services, legal notices, security matters, or ongoing relationship with ERS.

10. Retention
ERS retains personal information for as long as reasonably necessary to:

• Provide requested services;
• Maintain appropriate operational and consent records;
• Meet legal, contractual, audit, and security obligations;
• Comply with SSA and Ticket to Work record-retention requirements;
• Resolve disputes; and
• Enforce applicable agreements.

When information is no longer required, ERS will delete, destroy, or de-identify it in accordance with applicable requirements and ERS retention procedures.

11. Data security
ERS uses reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure.

These safeguards may include encryption, access restrictions, authentication controls, security monitoring, employee training, and vendor-management practices, as appropriate to the information and system involved.

No electronic transmission or storage system can be guaranteed to be completely secure. Contact ERS promptly if you believe information provided to ERS may have been compromised.

In the event of a security incident involving personal information for which notification is required, ERS will provide notice to affected individuals and applicable governmental authorities in accordance with applicable data breach notification laws. For information relating to Ticket to Work beneficiaries, ERS will also report and respond to any loss or compromise of personally identifiable information as required by the ERS Ticket Program Agreement and applicable SSA requirements.

12. Privacy rights and requests
Depending on the law that applies to you, you may have certain rights regarding your personal information. These may include rights to request access to, correction of, or deletion of certain personal information, or to opt out of certain data practices. The availability and scope of these rights vary by jurisdiction and may be subject to exceptions.

To submit a privacy request, contact ERS at erscds@employreward.com or 1-888-322-9570. ERS may take reasonable steps to verify your identity before completing a request and will respond within the timeframe required by applicable law.

ERS may retain information when required or permitted by law, contract, SSA or Ticket to Work requirements, security needs, or other applicable obligations. ERS will not discriminate against you for exercising a privacy right provided by applicable law.

California residents. If you are a California resident, our California Privacy Notice, which supplements this Privacy Policy, describes the categories of personal information and sensitive personal information we collect, and the sources, purposes, categories of recipients, and retention applicable to each category, together with your rights to know, delete, correct, opt out of sale or sharing, and limit the use of sensitive personal information. Because most beneficiary information originates with SSA and is handled by ERS as SSA’s contractor rather than for ERS’s own purposes, certain of these rights may not apply to that information; they apply principally to information you provide to ERS directly for ERS’s own purposes.

Federal Ticket to Work records. For personal information ERS handles as SSA’s contractor, you may also have rights under the Privacy Act of 1974, including rights to access and to request amendment of records about you maintained in a system of records. ERS will route such requests in accordance with the ERS Ticket Program Agreement and applicable SSA procedures. Nothing in this Privacy Policy limits ERS’s obligations under Federal law; where those obligations require ERS to collect, retain, safeguard, or dispose of information in a particular manner, ERS will do so notwithstanding any conflicting request.

13. Children’s privacy
Our services are intended for adults and are not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If we learn that we have inadvertently collected personal information from a child under 13, we will take steps to delete it as soon as reasonably possible. If you believe a child has provided us with personal information, please contact us at erscds@employreward.com.

14. Third-party websites and services
ERS services may contain links to websites, platforms, or services operated by third parties. ERS is not responsible for the privacy or security practices of those third parties. Review their privacy notices before providing information to them.

15. Changes to this Privacy Policy
ERS may revise this Privacy Policy when its services, data practices, technology, contractual requirements, or applicable laws change.

The revised policy will be posted with an updated effective date. ERS will provide additional notice of material changes when required by law.

16. Contact information
Questions, concerns, or privacy requests may be directed to:

EmployReward Solutions, Inc.
151 West Evans Street
Florence, South Carolina 29501
Email: erscds@employreward.com
Telephone: 1-888-322-9570

ERS California Privacy Notice

1. Scope and Applicability.
This California Privacy Notice supplements the ERS Privacy Policy and applies to personal information about California residents that ERS processes for its own purposes — principally information you provide to ERS directly, for example through the ERS website when ERS is your initial point of contact. ERS also collects and uses beneficiary information that originates with the Social Security Administration (“SSA”). That information is SSA’s property and ERS handles it as SSA’s contractor, under SSA’s direction and control and subject to the Privacy Act of 1974 and the Federal Information Security Management Act. ERS does not determine the purposes and means of processing that information for its own account. As a result, much of that beneficiary data falls outside the California Consumer Privacy Act’s (“CCPA”) core “business” obligations, and the California rights described below apply to it only to the extent required by law.

2. California Categories of Personal Information
The following describes, for each CCPA statutory category of personal information and sensitive personal information ERS has collected in the preceding 12 months, the sources, purposes, categories of recipients, and retention. ERS does not sell personal information or sensitive personal information and does not share personal information for cross-context behavioral advertising.

Sources (S).

• S1 — Directly from you: information you provide when you enroll, communicate with ERS, or submit forms, documents, or requests.
• S2 — Through your messaging and communications: information generated when you communicate with ERS by RCS, SMS, MMS, email, or telephone, including your consent and opt-out choices.
• S3 — Automatically: technical information collected through the ERS website or application, including through cookies and similar technologies.
• S4 — From SSA: beneficiary information ERS receives from SSA or its Ticket Program Manager (handled under the TPA / Privacy Act; see Section 1).

Purposes (P).

• P1 provide/administer requested services;
• P2 communicate (appointments, updates, requests, surveys, support);
• P3 maintain account/participation/consent records;
• P4 meet Ticket to Work / SSA obligations;
• P5 operate/secure/improve systems and prevent fraud;
• P6 comply with law and legal, contractual, audit, and record-retention obligations.

Recipient categories (R).

• R1 service providers/vendors;
• R2 SSA, its Ticket Program Manager, vocational rehabilitation agencies, and authorized partners;
• R3 legal, safety, and government recipients as permitted or required by law;
• R4 parties you direct or consent to.

Categories of personal information

CCPA statutory category Collected Sources Purposes Recipients Retention
Identifiers Yes S1, S2, S3, S4 P1–P6 R1, R2, R3, R4 Duration of relationship + record-retention criteria
Customer records information (categories listed in the California Customer Records law) Yes S1, S4 P1, P2, P3, P4, P6 R1, R2, R3, R4 Duration of relationship + record-retention criteria
Characteristics of protected classifications Yes S1, S4 P1, P4, P6 R1, R2, R3 Period necessary to provide services and as required by SSA/Ticket to Work and other legal obligations
Commercial information (records of ERS services requested/received) Yes S1, S2 P1, P3, P4, P6 R1, R2, R3 Period necessary to maintain service/participation records and meet audit and legal obligations
Internet or other electronic network activity information Yes S3 P5 R1 Limited period as reasonably necessary to operate, secure, and improve ERS systems
Geolocation data (approximate, IP-derived; not precise) Limited S3 P5 R1 Limited period as reasonably necessary to operate, secure, and improve ERS systems
Audio, electronic, visual, or similar information (contents or attachments of your communications) Limited S2 P1, P2, P3 R1, R2 Period necessary to provide services, respond to communications, and maintain required records
Professional or employment-related information Yes S1, S4 P1, P4, P6 R1, R2, R3 Period necessary to provide employment-support services and as required by SSA and Ticket to Work and other legal obligations
Education information Limited S1 P1, P4 R1, R2 Only if provided; period necessary to provide services and meet legal obligations
Biometric information No — — — Not collected
Inferences to create a consumer profile No — — — Not collected
Sensitive personal information Yes See SPI table See SPI table See SPI table See SPI table

Categories of sensitive personal information

CCPA statutory category Collected Sources Purposes Recipients Retention
Government identifiers — SSN, driver’s license, state ID, or passport number Yes S1, S4 P1, P4, P6 R1, R2, R3 Period necessary to administer Ticket to Work and employment-support services and as required by SSA and other legal obligations
Account log-in / financial account with access code or credentials Limited S1 P1, P3, P5 R1 Only while the associated account or application access is active, plus any period required for security and legal obligations
Racial/ethnic origin, citizenship/immigration status, religion, or union membership Limited S1, S4 P1, P4, P6 R1, R2, R3 Only if voluntarily provided; period necessary to provide services and meet legal obligations
Health information (including disability-related information) Yes S1, S4 P1, P4, P6 R1, R2, R3 Period necessary to provide Ticket to Work or employment-support services and as required by SSA and other legal obligations
Precise geolocation No — — — Not collected
Contents of mail, email, and text messages where ERS is not the intended recipient No — — — Not collected (ERS is the intended recipient of communications you send it)
Genetic data No — — — Not collected
Biometric information to uniquely identify a consumer No — — — Not collected
Sex life or sexual orientation information No — — — Not collected

ERS uses and discloses sensitive personal information only as necessary to provide the services you requested and to administer Ticket to Work and employment-support services, to maintain records, to meet its legal, contractual, and SSA obligations, and for other purposes permitted by the CCPA that do not require an option to limit their use.

3. Your California rights and choices
Subject to the scope limits in Section 1 and to exceptions under the CCPA, California residents may request to know/access, delete, and correct personal information, and may opt out of the sale or sharing of personal information and limit the use and disclosure of sensitive personal information. To exercise or learn more about these rights, contact us at erscds@employreward.com or 1-888-322-9570. ERS will not discriminate against you for exercising these rights, and will not require you to create an account to submit a request. After you opt out or direct ERS to limit the use of sensitive personal information, ERS will wait at least 12 months before asking you to authorize those uses again.

Federal Ticket to Work records. For beneficiary information ERS handles as SSA’s contractor, you may also have rights under the Privacy Act of 1974 — including rights to access and to request amendment of records maintained in a system of records — which ERS will route in accordance with the ERS Ticket Program Agreement and applicable SSA procedures. Certain CCPA rights may not apply to that information; where a request concerns SSA-owned records, ERS will handle it under the applicable federal process.

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